If our psychology surrounding money is so significant, how do we change it?

In order to facilitate a change in our psychology toward money we have to look at a basic formula which rules most of our lives.  What are your feelings about money?  As a general rule Influences in your life create your Thoughts which in turn give rise to Feelings which propel you into Actions and ultimately you get Results based on your actions.    Your results then influence your thoughts and the cycle continues…Influences-Thoughts-Feelings-Actions-Results.  The pattern is dynamic and should be controlled in order to improve your life. It is a significant piece of the money puzzle which when put in its appropriate place helps you to live intentionally… and in harmony with money…Otherwise the Ego becomes involved and creates havoc.  I will be covering the role of the Ego and managing it in future articles.

So how do you make sure you are focusing in on what is important with your money?  Financial harmony is a leap for most people.  As with most things in life which are important, getting your finances right is a process. In my work with clients I find the concept of harmony is easily grasped but it takes a while to put the principles into practice.  Habit forming processes have been proven to work the best in dealing with psychological issues surrounding money.  It is worth noting that habits are generally believed to be ingrained (and thus become habit) after 21 days of following the process we want to become habit forming.  Therefore I suggest two processes which when put into practice can substantially change or enrich your life and take you down the path to financial harmony.

First, I recommend spending at least ten minutes of your day in meditation to bring quiet into your life and provide room for reflection.   In our society technology has brought about a cacophony of noise which is difficult to remove and allow us to reflect on what is important.  Providing distance from the overwhelming amount of noise in our lives is essential.  Based on a study conducted at Harvard University, sitting quietly for 10 minutes a day increases happiness.  In addition, reflection is an important process for learning.  Reflective learning happens through a mix of theory and practice, thought and action, observation and interaction. It allows a student to learn from themselves as well as others.  When you take the time to reflect on your life and surroundings you are more likely to take action and change the things you don’t want.  More importantly in the process of reflection you identify areas where you feel you want improvement.  The difference between identifying what you don’t want in your life and finding areas you feel need improvement is subtle but important. Rather than reflecting on what you don’t want which often brings more of the same, you should focus on positive change.

Second, but equally important is the process of manifestation.  Some refer to it as the law of attraction.  Many believe this is mumbo jumbo speak.  Others credit the law of attraction to changing their life completely and providing them happiness they otherwise would have never known.  Oprah Winfrey comes to mind here.  I think of it in more practical terms than some of the spiritual leaderswho espouse this process.  The analogy I use to explain my position is that of a physical workout regimen you might follow.  If you are committed to a weekly exercise program that has you lifting weights on a regular basis, eventually you will begin to build muscle.  By focusing on the process which increases muscle mass you will see progress.  If you do not follow the workout you will not see an improvement in muscle tone and will likely see atrophy if you have reached any level of musculature up to that point.  By giving energy to the process, you improve it.  The same can be said for just about any area of your life where there is a void or opportunity to improve.  The book that I recommend which addresses the art of manifestation was written by Robert MacPhee, a protégé of Jack Canfield, the author of Chicken Soup for the Soul.  The book is called “Manifesting for Non Gurus – How to quickly & easily attract lasting results” and is accompanied by a Journal to be used in conjunction with the book.  You can find more about Robert’s work at my website:   www.fastmovingstream.com.